On-the-job injuries are quite common. That is why there is a workers’ compensation system. This program enables you to receive benefits for your losses and expenses associated with your injury without having to go through the court system. It is a no-fault system so you only need to show you suffered an injury while you were working to receive benefits.
However, there are some mistakes you may make after your injury that could slow down or even prevent you from receiving the benefits you deserve. Women Entrepreneurs Can magazine explains that making mistakes when it comes to workers’ compensation could result in anything from additional injuries to losing your benefits.
Returning to work too soon
You should not push yourself to go back to work. You need to follow your doctor’s orders and allow your body to heal before you begin to work again. In many cases, your employer will not let you come back to work unless your doctor releases you to do so, but if your employer does let you come back, it will affect your workers’ compensation benefits. You will lose any wage payments and may have trouble getting medical costs covered.
Not hiring an attorney
The workers’ compensation system is not always straightforward. Having someone by your side that knows and understands the system can help relieve a lot of stress. Your attorney can get you information and assist you with filing all the paperwork and documents you must provide as part of the process.
Not reporting your injury
If you suffer an injury at work, you need to report it right away even if you do not think it is anything major. If you fail to report the injury, then you could risk not getting any benefits. Some injuries develop over time; as soon as you realize something is wrong, you need to report it. There are time limits for reporting and if you miss them, you will receive nothing from workers’ compensation.