A workplace injury can leave you stranded with medical expenses and household bills piling up. Fortunately, most workers in Massachusetts are covered by workers’ compensation insurance. The type, amount, and duration of benefits you receive is based on the extent and severity of your injury or illness.
If you are injured at work, it is essential that you file your claim correctly and in a timely manner. An experienced lawyer can assess your case and determine the appropriate amount of compensation you should receive based on your condition.
Below is a list of the different types of workers’ comp available to employees in Massachusetts:
- Temporary total incapacity benefits — This type of workers compensation is for employees who need to take more than five days off work due to their injuries. If you qualify, you will receive 60 percent of your gross weekly wages for up to 156 weeks (up to the state maximum). Days missed are not required to be consecutive and your age, training, and experience will be taken into consideration.
- Partial Incapacity Benefits — If you are able to work but your earning capacity is reduced, you may qualify for partial incapacity benefits for up to 260 weeks. This type of compensation is available until you are able to earn your normal wages.
- Permanent Total Incapacity — The most serious injuries can result in permanent disability. If a jobsite accident causes you to become totally disabled, you will likely qualify for permanent total incapacity benefits. Under this type of workers compensation, you will receive benefits as long as your disability continues, with no time limits.
Workers’ compensation is there to provide you with the benefits you need to rebuild your life. If you suffer any type of injury or illness at work, a skilled Massachusetts workers’ comp attorney can improve your chances of receiving just compensation.
Permanent loss and disfigurement benefits
Should your work injury or illness result in severe disfigurement, you may be entitled to receive permanent loss of function and disfigurement benefits. Compensation is provided as a one-time payment and the amount is determined based on the extent of your scarring/disfigurement as well as the location. Permanent loss and disfigurement benefits are paid out in addition to medical bills, lost wages, etc.
Contact an experienced workers’ compensation lawyer today
Chisholm Law LLC is dedicated to helping injured workers obtain compensation in Beverly, Massachusetts and the surrounding area. For a consultation, contact us online, or call (978) 703-0700 to speak with an experienced lawyer today.
About the Author: Eric Chisholm
J. Eric Chisholm practices in the areas of Personal Injury, Workers’ Compensation and Social Security Disability. He is a member of the Massachusetts Bar Association & a frequent lecturer on the topic of workers’ compensation law at Massachusetts Continuing Legal Education seminars.